Your goals.
Your finances.
Your plan.
Smart financial plans for all ZV Öffentliches Personal Schweiz members. Your ZV voucher code: ZV2025
98% happy customers
Your goals.
Your finances.
Your plan.
Smart financial plans for all ZV Öffentliches Personal Schweiz members. Your ZV voucher code: ZV2025
98% happy customers
Already 12,000 users trust the MyLifePlan service
Calculate your pension gap accurately
Our pension planning is the most accurate in Switzerland.
Affordable early retirement
Plan with us more affordably than with many other providers.
Ø CHF 58,730 tax savings
Our clients save an average of 58,730 Swiss francs thanks to our pension planning.
Early retirement
Learn how to retire early in just 5 minutes.
Securing your retirement
Our SafePension principle protects your deposits against unforeseen events.
Your pension fund in safe hands
We strictly adhere to the nFADP to ensure that your pension fund is secure.
“I used MyLifePlan Check to analyze my finances and saved a lot of money, without any prior knowledge!“
Christian M. from Chur
How the MyLifePlan Check works
Complete the questionnaire in just a few minutes
Get your pension plan with measures for financial optimization
Let our experts advise you in a free initial consultation
Start planning for the future early with MyLifePlan.
For 30 years, we have been creating and optimizing retirement financial plans. We work in partnership with the following associations, which have a combined membership of 300,000.
Our experts are here for you
“We will advise you in a free, non-binding initial consultation and offer you solutions tailored to your individual needs.”
Olga Goncharova, Markus Manser, Violetta Mudra
Financial planning experts
Frequently asked questions
Regular retirement: What income can I expect?
To calculate your income upon retirement, you should take into account your AHV and pension fund benefits. The MyLifePlan Check helps you determine these precisely and plan your retirement provision optimally. This allows you to retire with certainty and without costly surprises, and receive a regular retirement pension.
Early retirement in Switzerland: How does this affect your pension?
Early retirement in Switzerland can lead to lower AHV benefits in retirement, as you pay less into the system while you are working, thereby reducing your pension entitlements. To avoid a pension gap, you can use MyLifePlan to draw up a precise budget plan that takes potential tax savings into account. With well-thought-out pension planning based on the MyLifePlan Check, you can ensure your financial security in retirement.
How can you take early retirement in Switzerland?
If you want to retire in Switzerland before reaching the reference age, you should plan your financial provisions carefully. Use tools such as the MyLifePlan Check to obtain a detailed analysis of your current situation. You will then receive a free initial consultation with ideas for your future pension planning. With targeted provisions, nothing stands in the way of early retirement thanks to sufficient capital.
How do I prepare financially for early retirement?
To prepare financially for early retirement, you should conduct a detailed analysis of your current financial situation and optimize your expenses. Use professional pension planning tools such as MyLifePlan to calculate your AHV pension accurately and obtain the best pension strategies, such as building up capital. Protect yourself against unforeseen events and plan for tax optimization.
Pension planning in Switzerland: When to start?
In Switzerland, it is recommended that you start planning for retirement as soon as you begin working. This allows you to plan your budget accurately, optimize your expenses, and protect yourself against life risks. Early planning, such as with MyLifePlan, helps you achieve your individual retirement goals when you reach the reference age and takes into account changing risks and opportunities.
You will receive answers to the following questions:
You will receive answers to the following questions:
- How much will your pension be when you retire?
- Are all life risks covered according to your risk profile?
- How much should you pay into pillars 1 to 3 (or 3a)?
- Is early retirement a viable option?
Start planning early with MyLifePlan.
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